*Park Square Home Mortgage, LLC (“PSH Mortgage”) NMLS ID# 1683180. Equal Housing Lender. Programs, rates, program terms and conditions subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply. All products are subject to credit and property approval. This is not a commitment to lend. Park Square Home Mortgage, LLC is an independent mortgage lender and is not affiliated with or endorsed by the U.S. Department of Veterans Affairs or any other government agency. *Scenario is an estimate and is based on primary residences only, 640 FICO score and a 2/1 buydown on a $509,990 purchase price with an FHA 30-year agreement (360 months) fixed rate loan amount of $500,752 (includes MIP) with 3.5% down payment. Year 1 (0-12 months) rate at 2.99%, APR of 5.773%, and monthly payment of $2,108; year 2 (13-24 months) rate of 3.99%, APR of 5.773%, and monthly payment of $2,388; and a year 3-30 (25-360 months) rate of 4.99%, APR of 5.773%, and monthly payment of $2,685. Monthly payments include principal and interest. Example payment does not include property taxes, insurance, HOA or CDD (if applicable) and payment obligation may be greater. 4.99% note rate is based on a builder paid forward commitment to buydown the market rate. The forward commitment is available on conventional loans only and is subject to availability of funds, which is confirmed with a full loan approval and rate lock in. Homes must close prior to forward commitment expiration to qualify; see your builder representative for further details on expiration terms and available homesites. Borrower is not required to finance through PSH Mortgage but must use PSH Mortgage to receive incentives. 2/1 Buydown Program: Rate reduction up to 2%; buy down rate for up to 2 years; adjusts 1% each year; returns to original fixed rate after buy down period; builder will pay for buy down. Please reverify the buydown costs prior to closing. PSH Mortgage is an independent mortgage lender and is not affiliated with or endorsed by the U.S. Department of Veterans Affairs or any other government agency. Program terms, rates, and conditions are subject to change without notice. All products are subject to credit and property approval. All loan terms and rates are subject to final lender approval. This is not a commitment to lend. *Scenario is an estimate only and is based on a 660 FICO score on a 30-year (360 month) FHA 5/1 adjustable-rate mortgage at a sales price of $400,000, 3.5% down, 96.5% LTV, and loan amount of $392,755 including upfront MIP, with an initial interest rate of 3.99% and APR of 5.684% during the first five years, resulting in an estimated principal and interest payment of $1,872.81. Payment scenario does not include property taxes, homeowners’ insurance, or HOA fees (if applicable), and the actual payment obligation will be greater. Beginning in year 6, the interest rate may adjust annually (every 12 months) based on the Constant Maturity Treasury (CMT) index plus a 2.00% margin, which could result in a maximum estimated rate of 8.99% and a maximum estimated monthly payment of $3,157.37. The initial 3.99% rate reflects a builder-paid forward commitment used to buy down the market rate. Closing cost credit varies by community. Please contact a Park Square New Home Sales Counselor for details. Closing Cost Credits will be applied at closing on loans closed with Park Square Home Mortgage only. Credit may not exceed the actual closing costs amount. Closing costs are non-recurring costs or Settlement Fees. The forward commitment is available on FHA loans only and is subject to availability of funds, confirmed with full loan approval and rate lock. The APR is based on the home price and loan scenario outlined above. Your actual payment terms may differ depending on the final home sale price and the loan program you select. Borrower is not required to finance through PSH Mortgage but must use PSH Mortgage to receive the forward commitment rate incentive. Programs, rates, terms, and conditions are subject to change without notice. Not all products are available in all states or for all loan amounts. Other restrictions and limitations apply. All products are subject to credit and property approval. This is not a commitment to lend. Park Square Home Mortgage, LLC is an independent mortgage lender and is not affiliated with or endorsed by the U.S. Department of Veterans Affairs or any other government agency. Offer available only on certain Park Square Homes properties with contracts written by 10/30/26 and homes that can close by 12/23/26. *The 4.99% forward commitment rate incentive is for select homes only and is available for Government loans only. Scenario is an estimate only and is based on a 640 FICO score on a 30-year (360 months) FHA fixed-rate mortgage at a sales price of $350,000, 3.5% down payment, $343,660 loan amount (including upfront MIP), rate of 4.99%, and APR of 5.995% which would result in a principal and interest payment of $1,842.74. Payment scenario does not include taxes, insurance, or homeowners’ association fees (if applicable) and the actual payment obligation will be greater. This forward commitment requires a minimum credit score of 640 for Government loans; exceptions may apply for lower scores with additional costs. See a Park Square Homes New Home Counselor for details regarding this offer or other incentives. Programs, rates, terms, and conditions are subject to change without notice. This cannot be combined with any other offer. Park Square Home Mortgage, LLC (“PSH Mortgage”) NMLS ID# 1683180. *The 4.99% forward commitment rate incentive is for select homes only and is available for Government loans only. Scenario is an estimate only and is based on a 640 FICO score on a 30-year (360 months) FHA fixed-rate mortgage at a sales price of $560,000, 3.5% down payment, $549,857 loan amount (including upfront MIP), rate of 4.99%, and APR of 5.995%, which would result in a principal and interest payment of $3,118.58. Payment scenario does not include taxes, insurance, or homeowners’ association fees (if applicable) and the actual payment obligation will be greater. This forward commitment requires a minimum credit score of 640 for Government loans; exceptions may apply for lower scores with additional costs. See a Park Square Homes New Home Counselor for details regarding this offer or other incentives. Programs, rates, terms, and conditions are subject to change without notice. This cannot be combined with any other offer. Park Square Home Mortgage, LLC (“PSH Mortgage”) NMLS ID# 1683180. ** “All allowable closing costs” up to a maximum of 6% of the purchase price, as permitted under FHA guidelines for interested party contributions (IPC). Closing cost assistance applies to allowable closing costs and prepaid items only and may not be applied toward the required down payment. Any allowable closing costs exceeding the 6% IPC cap remain the responsibility of the buyer. Credit may not exceed the actual closing costs amount. Closing costs are non-recurring costs or Settlement Fees. The forward commitment is available on FHA loans only and is subject to availability of funds, confirmed with full loan approval and rate lock. The APR is based on the home price and loan scenario outlined above. Your actual payment terms may differ depending on the final home sale price and the loan program you select. Borrower is not required to finance through PSH Mortgage but must use PSH Mortgage to receive the forward commitment rate incentive and closing cost promotion. **The up to $20,000 Closing Costs is available for select homes. Closing Cost Credits will be applied at closing on loans closed with Park Square Home Mortgage only. Credit may not exceed the actual closing costs amount. Closing costs are non-recurring costs or Settlement Fees. PSH Mortgage is an independent mortgage lender and is not affiliated with or endorsed by the U.S. Department of Veterans Affairs or any other government agency. For specific information on down payment, credit, and loan scenarios, please contact your licensed mortgage consultant. All products are subject to credit and property approval. Programs, rates, program terms and conditions subject to change without notice. Not all products are available in all states or for all amounts. This is not a commitment to lend. Other restrictions and limitations apply. Closing Cost Credits will be applied at closing on loans closed with Park Square Home Mortgage only. Credit may not exceed the actual closing costs amount. Closing costs are non-recurring costs or Settlement Fees. Borrower is not required to finance through PSH Mortgage but must use them to receive the forward commitment rate incentive or flex cash incentives. Offer available only on certain Park Square Homes properties with contracts written by 10/30/26 and homes that can close by 12/23/26. See a Park Square Homes New Home Counselor for details regarding this offer or other incentives. Programs, rates, terms, and conditions are subject to change without notice. This cannot be combined with any other offer. Park Square Home Mortgage, LLC (“PSH Mortgage”) NMLS ID# 1683180. *Neighborhood Champions Program valid on contracts signed between 1/1/26-12/31/26. Program terms and conditions are subject to change without notice. Not all products are available in all states or for all amounts. This offer shall not constitute a valid offer in any state where prior registration is required or if void by law. Other restrictions and limitations may apply. Program incentive is limited to a buyer or co-buyer listed who is currently an active and employed teacher, doctor, nurse, emergency services, police, firefighter or an active duty or retired member of the military. Proof of eligibility is required. Appliance package (washer, dryer, refrigerator) value up to $4,200. Offer may not be redeemed for cash or equivalent and may affect the amount of loan for which a buyer may be eligible. Hometown Hero program can be added to any current incentive offered.  * “$99down” and $99 Initial Deposit refers to the initial earnest money deposit paid to the seller at contract execution, not the mortgage down payment. Additional down payment funds and closing costs may be required. Subject to applicable terms and conditions. PSH Mortgage is an independent mortgage lender and is not affiliated with or endorsed by the U.S. Department of Veterans Affairs or any other government agency. For specific information on down payment, credit, and loan scenarios, please contact your licensed mortgage consultant. All products are subject to credit and property approval. Programs, rates, program terms and conditions subject to change without notice. Not all products are available in all states or for all amounts. This is not a commitment to lend. Other restrictions and limitations apply. Closing Cost Credits will be applied at closing on loans closed with Park Square Home Mortgage only. Credit may not exceed the actual closing costs amount. Closing costs are non-recurring costs or Settlement Fees. Borrower is not required to finance through PSH Mortgage but must use them to receive the forward commitment rate incentive or flex cash incentives. See a Park Square Homes New Home Counselor for details regarding this offer or other incentives. Programs, rates, terms, and conditions are subject to change without notice. This cannot be combined with any other offer. Park Square Home Mortgage, LLC (“PSH Mortgage”) NMLS ID# 1683180.  *Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability, specifications, plan dimensions, and design and amenities are subject to change and prior sale at any time without notice or obligation. This material shall not constitute a valid offer in any state where prior registration is required or if void by law. Offer cannot be combined with any other offer. Rates effective 09/01/26. CRC1330351 CGC1520474 093026. 

Terms and conditions apply.*