End of the Year Sales Event!

*Park Square Home Mortgage, LLC (“PSH Mortgage”) NMLS ID# 1683180. Equal Housing Lender. Programs, rates, program terms and conditions subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply. All products are subject to credit and property approval. This is not a commitment to lend. Park Square Home Mortgage, LLC is an independent mortgage lender and is not affiliated with or endorsed by the U.S. Department of Veterans Affairs or any other government agency. *Scenario is an estimate only and is based on a 660 FICO score on a 30-year (360 month) FHA 5/1 adjustable-rate mortgage at a sales price of $350,000, 3.5% down, 96.5% LTV, and loan amount of $343,660 including upfront MIP, with an initial interest rate of 3.75% and APR of 6.903% during the first five years, resulting in an estimated principal and interest payment of $1,591.74. Payment scenario does not include property taxes, homeowners’ insurance, or HOA fees (if applicable), and the actual payment obligation will be greater. Beginning in year 6, the interest rate may adjust annually (every 12 months) based on the Constant Maturity Treasury (CMT) index plus a 2.00% margin, which currently results in a maximum estimated rate of 8.75% and a maximum estimated monthly payment of $2,703.57. The initial 3.75% rate reflects a builder-paid forward commitment used to buy down the market rate. The forward commitment is available on government loans only and is subject to availability of funds, confirmed with full loan approval and rate lock. The APR is based on the home price and loan scenario outlined above. Your actual payment terms may differ depending on the final home sale price and the loan program you select. Borrower is not required to finance through PSH Mortgage but must use PSH Mortgage to receive the forward commitment rate incentive. Programs, rates, terms, and conditions are subject to change without notice. Not all products are available in all states or for all loan amounts. Other restrictions and limitations apply. All products are subject to credit and property approval. This is not a commitment to lend. Park Square Home Mortgage, LLC is an independent mortgage lender and is not affiliated with or endorsed by the U.S. Department of Veterans Affairs or any other government agency. Offer available only on certain Park Square Homes properties with contracts written by 6/1/26 and homes that can close by 7/13/26. **The up to $25,000 flex dollars promotion is available for Park Square Homes Tamarack at Two Rivers community on select homes only. The up to $20,000 flex dollars promotion is available in Marisol Pointe community on select homes only. The up to $15,000 flex dollars promotion is available for Park Square Homes Brighton community on select homes only. The flex dollars promotions are provided by Park Square Homes and can be utilized toward closing costs, lot premium, builder options, or special financing options through Park Square Home Mortgage. If borrower elects to use flex cash toward financing, credit will be issued as a builder credit at closing. Credit can be used toward closing costs, rate buydowns, or pre-paids. Closing Cost Credits will be applied at closing on loans closed with Park Square Home Mortgage only. Credit may not exceed the actual closing costs amount. Closing costs are non-recurring costs or settlement fees. Builder’s offer terms are subject to change without notice. Borrower is not required to finance through PSH Mortgage but must use them to receive the flex dollar promotion. Only available on certain Park Square Homes properties with contracts written by 6/1/26 on homes that can close by 7/13/26. ✝The up to $20,000 Closing Costs is available for Park Square Homes Townwalk at Babcock Ranch on select townhomes only. Closing Cost Credits will be applied at closing on loans closed with Park Square Home Mortgage only. Credit may not exceed the actual closing costs amount. Closing costs are non-recurring costs or settlement fees. Builder’s offer terms are subject to change without notice. Borrower is not required to finance through PSH Mortgage but must use them to receive the closing cost incentive promotion. Only available on certain Park Square Homes properties with contracts written by 6/1/26 on homes that can close by 7/13/26.*Program valid on contracts signed between 1/1/26-12/31/26. Program terms and conditions are subject to change without notice. Not all products are available in all states or for all amounts. This offer shall not constitute a valid offer in any state where prior registration is required or if void by law. Other restrictions and limitations may apply. Program incentive is limited to a buyer or co-buyer listed who is currently an active and employed teacher, doctor, nurse, emergency services, police, firefighter or an active duty or retired member of the military. Proof of eligibility is required. Appliance package (washer, dryer, refrigerator) value up to $4,200. Offer may not be redeemed for cash or equivalent and may affect the amount of loan for which a buyer may be eligible. Hometown Hero program can be added to any current incentive offered. *The 4.99% forward commitment rate incentive is for “To Be Built” homes only and is available for Government loans only. Scenario is an estimate only and is based on a 640 FICO score on a 30-year (360 months) FHA fixed-rate mortgage at a sales price of $350,000, 3.5% down payment, $343,660 loan amount (including upfront MIP), rate of 4.99%, and APR of 5.769%, which would result in a principal and interest payment of $1,842.74. Payment scenario does not include taxes, insurance, or homeowners’ association fees (if applicable) and the actual payment obligation will be greater. This forward commitment requires a minimum credit score of 640 for Government loans; exceptions may apply for lower scores with additional costs. **The up to $10,000 Closing Costs is available for select to be built homes. Closing Cost Credits will be applied at closing on loans closed with Park Square Home Mortgage only. Credit may not exceed the actual closing costs amount. Closing costs are non-recurring costs or Settlement Fees.*“$99down” refers to the earnest money deposit collected by the seller at the time of contract execution. PSH Mortgage is an independent mortgage lender and is not affiliated with or endorsed by the U.S. Department of Veterans Affairs or any other government agency. For specific information on down payment, credit, and loan scenarios, please contact your licensed mortgage consultant. All products are subject to credit and property approval. Programs, rates, program terms and conditions subject to change without notice. Not all products are available in all states or for all amounts. This is not a commitment to lend. Other restrictions and limitations apply. Closing Cost Credits will be applied at closing on loans closed with Park Square Home Mortgage only. Credit may not exceed the actual closing costs amount. Closing costs are non-recurring costs or Settlement Fees. Borrower is not required to finance through PSH Mortgage but must use them to receive the forward commitment rate incentive or flex cash incentives. See a Park Square Homes New Home Counselor for details regarding this offer or other incentives. Prices, terms, availability, features, amenities, specifications, plan dimensions, and design vary per plan and are subject to change or substitution without notice. This cannot be combined with any other offer. Rates effective 03/12/2026. Park Square Home Mortgage, LLC (“PSH Mortgage”) NMLS ID# 1683180. *Scenario is an estimate only and is based on a 720 FICO score on a 30-year (360-month) Conventional Loan at a sales price of $750,000, 20% down, 80% LTV, and loan amount of $600,000, with an interest rate of 4.99% and APR of 5.032%, resulting in an estimated principal and interest payment of $3,217.26. Payment scenario does not include property taxes, homeowners’ insurance, or HOA fees (if applicable), and the actual payment obligation will be greater. The 4.99% rate reflects a builder-paid forward commitment used to buy down the rate below market rate. The APR is based on the home price and loan scenario outlined above. Your actual payment terms may differ depending on the final home sale price and the loan program you select. Includes a 90-day rate lock; to-be-built homes require a rate lock extension beyond 90 days, and extension cost is the responsibility of the borrower at a cost of 1.00% of the loan amount (100 basis points) for up to an additional 180 days. Borrower is not required to finance through PSH Mortgage; however, must use PSH Mortgage to receive the forward commitment rate incentive and all allowable closing cost incentive offer. “All allowable closing costs” refer to the seller contributing “UP TO” 6% of total purchase but may not exceed applicable loan program limits. ‡Half off incentives up to $60,000 represents the maximum available credit toward lot premiums and design center options only and does not apply to closing costs; actual amount will vary based on homesite, options selected, and builder terms, and may be less than the stated maximum. Incentives and terms are subject to change without notice. Rates, APR, and terms may vary based on creditworthiness, loan program, occupancy, and market conditions. Not all borrowers will qualify. Additional fees, terms, and conditions may apply. This is not a commitment to lend. See a Park Square Homes New Home Counselor or a PSH Mortgage representative for details regarding this offer. Prices, terms, availability, features, amenities, specifications, plan dimensions, and design vary by plan and are subject to change without notice. Offer cannot be combined with any other offer. Rates effective 04/16/26. *Scenario is an estimate only and is based on a 640 FICO score on a 30-year (360-month) FHA mortgage at a sales price of $350,000, 3.5% down, 96.5% LTV, and loan amount of $343,660 including upfront MIP, with an interest rate of 4.99% and APR of 5.769%, resulting in an estimated principal and interest payment of $1,842.74. Payment scenario does not include property taxes, homeowners’ insurance, or HOA fees (if applicable), and the actual payment obligation will be greater. The 4.99% rate reflects a builder-paid forward commitment used to buy down the market rate. The forward commitment is available on government loans only and is subject to availability of funds, confirmed with full loan approval and rate lock. The APR is based on the home price and loan scenario outlined above. Your actual payment terms may differ depending on the final home sale price and the loan program you select. **Up to $10,000 in closing costs will be applied as a builder credit at closing on loans closed with PSH Mortgage only. Credit may not exceed the actual closing costs amount. Closing costs are non-recurring costs or Settlement Fees. Borrower is not required to finance through PSH Mortgage; however, must use PSH Mortgage to receive the forward commitment rate incentive and closing cost credit incentive. Programs, rates, terms, and conditions are subject to change without notice. Not all products are available in all states or for all loan amounts. Other restrictions and limitations apply. All products are subject to credit and property approval. This is not a commitment to lend. Park Square Home Mortgage, LLC is an independent mortgage lender and is not affiliated with or endorsed by the U.S. Department of Veterans Affairs or any other government agency. Equal Housing Lender. Offer available only on certain Park Square Homes properties with contracts written by 6/1/26 and homes that can close by 7/13/26. See a Park Square Homes New Home Counselor or a PSH Mortgage representative for details regarding this offer or other incentives. Prices, terms, availability, features, amenities, specifications, plan dimensions, and design vary by plan and are subject to change without notice. Offer cannot be combined with any other offer. Rates effective 04/16/26. *Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. This material shall not constitute a valid offer in any state where prior registration is required or if void by law. See New Home Counselor for details. CRC 1330351 CGC 1520474 041626 Park Square Home Mortgage, LLC (“PSH Mortgage”) NMLS ID# 1683180. CRC1330351 CGC1520474 041626.

Terms and conditions apply.*

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Terms & Conditions Apply: *Park Square Home Mortgage, LLC (“PSH Mortgage”) NMLS ID# 1683180. Programs, rates, program terms and conditions subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply. All products are subject to credit and property approval. This is not a commitment to lend. PSH Mortgage is not acting on behalf of or at the direction of FHA/HUD/VA or the federal government. *Scenario is an estimate only and is based on a 660 FICO Score, on a 30-year (360 months) FHA 5/1 adjustable-rate mortgage at a sales price of $350,000, 3.5% down, 96.5% LTV, loan amount of $343,660 including up-front MIP., initial fixed rate of 3.75% and APR of 6.903% for the first 5 years, which would result in a principle and interest monthly mortgage payment of $1,591.74. Payment scenario does not include, property taxes, homeowners Insurance and HOA fees (if applicable) and the actual payment obligation will be greater. Then starting in year 6, the interest rate may adjust every year (12 months) based on a current CMT (Constant Maturity Treasury) and 2.00% margin, currently yielding a max estimated 8.75% variable rate which results in a max estimated monthly payment of $2,703.57. The initial 3.75% rate shown reflects a builder-paid forward commitment used to buydown the market rate. The forward commitment is available on government loans only and is subject to availability of funds, which is confirmed with a full loan approval and rate lock. The APR is based on the home price and loan scenario outlined above. Your actual payment terms may differ depending on the final home sale price and the loan program you select. **The up to $80,000 flex dollars promotion is available for Park Square Homes Two Rivers Community Homes only. The up to $50,000 flex dollars promotion is available for Park Square Homes Marisol & Brighton Community Homes only. The flex dollars promotions are provided by Park Square Homes and can be utilized toward closing costs, lot premium, builder options, or special financing options through Park Square Home Mortgage. If borrower elects to use flex cash toward financing, credit will be issued as a builder credit at closing. Credit can be used toward closing costs, rate buydowns, or pre-paids. Closing Cost Credits will be applied at closing on loans closed with Park Square Home Mortgage only. Credit may not exceed the actual closing costs amount. Closing costs are Non-Recurring costs or Settlement Fees. Builder’s offer terms are subject to change without notice. *Scenario is an estimate only and is based on a 720 FICO score on a 30-year (360 months) Conventional fixed-rate mortgage at a sales price of $450,000, 20% down, 80% LTV, loan amount of $360,000, rate of 4.99%, and APR of 5.046%, which would result in a monthly principal and interest payment of $1,930.36. The 4.99% rate shown reflects a builder-paid forward commitment used to buydown the market rate. The forward commitment is available on conventional loans only and is subject to availability of funds, which is confirmed with a full loan approval and rate lock. Payment scenario does not include property taxes, homeowners Insurance and HOA fees (if applicable) and the actual payment obligation will be greater. The APR is based on the home price and loan scenario outlined above. Your actual payment terms may differ depending on the final home sale price and the loan program you select. This forward commitment requires a minimum credit score of 720; exceptions may apply for lower scores, but additional closing costs will apply. Borrower is not required to finance through PSH Mortgage but must use them to receive the forward commitment rate incentive. See a Park Square Homes representative for details. Borrower is not required to finance through PSH Mortgage but must use them to receive the forward commitment rate incentive. See a Park Square Homes representative for details. "$99 down" refers to the earnest money deposit collected by the seller at the time of contract execution. Only available on certain Park Square Homes properties with contracts written by 1/16/25 on homes that can close by 2/20/26. See Park Square Homes New Home Counselor for details. Prices, terms, availability, features, amenities, specifications, plan dimensions, and design vary per plan and are subject to change or substitution without notice and are not valid on contract re-writes, transfers or for buyers who have had a previous contract cancelled for any reason. This cannot be combined with any other offer. This offer shall not constitute a valid offer in any state where prior registration is required or if void by law.  Rates effective 11/14/2025. CRC1330351 CGC1520474 111425.